Zakat Calculator
Enter your zakatable assets and debts to work out your Zakat due. Nothing you type leaves your browser.
Results
| Total zakatable assets | |
|---|---|
| Less debts due now | |
| Net zakatable wealth | |
| Nisab threshold | |
| Zakat due (2.5%) |
How to use this tool
Choose whether to use the gold or silver nisab standard, enter today's price per gram for that metal (check any live price source), then fill in your assets and any short-term debts. All figures should be in the same currency. Select "Calculate Zakat" to see whether you're above nisab and, if so, how much is due.
About this calculation
Zakat is due at a flat rate of 2.5% on qualifying wealth that has been held for one full lunar year (hawl) once it reaches the nisab threshold — commonly the value of 85 grams of gold or 595 grams of silver (some scholars use slightly different precise figures, such as 87.48g gold or 612.36g silver, derived from historical dirham/dinar weights; the round figures above are the most widely used). This tool sums your entered assets, subtracts short-term debts due now, compares the result to the nisab value in your chosen currency, and — if you're at or above nisab — applies the 2.5% rate. It does not track your hawl date; it assumes you're calculating at your normal Zakat due date.
Sources: nisab and rate are standard figures agreed across the Sunni madhahib, drawn from hadith specifying 5 awsuq of produce, 40 sheep, 5 camels, and 20 dinars/200 dirhams as the respective nisab for each asset class, generalized here to the common gold/silver cash-equivalent. This tool is for education and planning purposes only and is not a fatwa.
Frequently asked questions
What is nisab and which standard should I use?
Nisab is the minimum wealth threshold above which Zakat becomes due, commonly set at the value of 85 grams of gold or 595 grams of silver. Because the silver threshold is lower, most contemporary scholars recommend using it as the more cautious standard (more people become liable, benefiting the poor) when your wealth is mixed cash/goods rather than pure gold. This calculator lets you choose either standard.
What is the Zakat rate?
2.5% (1/40) of qualifying wealth held for one full lunar year (hawl) above the nisab threshold. This calculator applies the flat 2.5% rate; it does not track your hawl date for you.
Is jewelry for personal use subject to Zakat?
Scholars differ: the Hanafi school holds that all gold and silver, including jewelry worn for personal use, is zakatable. The majority (Maliki, Shafi'i, Hanbali) view is that jewelry genuinely worn for personal adornment within customary limits is exempt, and only investment-held gold/silver is zakatable. This calculator does not decide this for you — include or exclude jewelry value in the gold/silver field according to the view you follow.
What counts as a deductible debt?
Short-term debts and liabilities due now or in the near term (e.g. this month's bills, money you owe that is currently payable) are commonly deducted from zakatable assets. Long-term debt not currently due (such as the remaining years of a mortgage) is generally not deducted in full — scholars differ on the details, so for large or unusual debts, consult a scholar.
Does this calculator give a religious ruling (fatwa)?
No. It performs the standard Zakat arithmetic (assets minus debts, compared to nisab, times 2.5%) based on figures you provide. It is for educational and planning purposes only — for your specific situation, consult a qualified scholar.
Where does the live gold/silver price come from?
The "Fetch live price" button calls two free public price APIs (gold-api.com for the gold/silver spot price, open.er-api.com for currency exchange rates) directly from your browser. Spot prices are wholesale/market rates and can differ slightly from your local jeweler's buy/sell price — for an important Zakat calculation, cross-check against a local trusted source.